.calc{display:grid;grid-template-columns:minmax(0,1fr) 372px;grid-gap:0;gap:0;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow-lg);overflow:hidden}.calc-form,.calc-result{padding:clamp(22px,3vw,36px)}.calc-result{border-left:1px solid var(--line);background:linear-gradient(180deg,var(--pale) 0,#f7fcff 100%);display:flex;flex-direction:column}.mode-toggle{display:inline-flex;padding:4px;border:1px solid var(--line);border-radius:999px;background:var(--surface);margin-bottom:26px}.mode-toggle button{padding:10px 26px;border:0;border-radius:999px;background:transparent;color:#5d88ae;font-family:inherit;font-size:.9rem;font-weight:700;letter-spacing:-.02em;cursor:pointer;transition:background .18s ease,color .18s ease,box-shadow .18s ease}.mode-toggle button[aria-pressed=true]{background:var(--blue);color:#fff;box-shadow:0 6px 16px #0868ea33}.method-tabs{display:flex;gap:8px;margin-bottom:20px;flex-wrap:wrap}.method-tabs button{padding:8px 15px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#5d88ae;font-family:inherit;font-size:.82rem;font-weight:600;cursor:pointer;transition:border-color .15s ease,background .15s ease,color .15s ease}.method-tabs button[aria-pressed=true]{border-color:var(--blue);background:var(--pale);color:var(--blue)}.dims{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:12px;gap:12px}.calc-rows{display:flex;flex-direction:column;gap:16px}.rate-status{margin-bottom:22px;padding:15px 17px;border:1px solid #cbe4f8;border-radius:12px;background:var(--pale)}.rate-status>span{display:block;color:#4b7398;font:500 .62rem/1.3 var(--font-mono);letter-spacing:.11em;text-transform:uppercase}.rate-status b{display:block;margin-top:6px;color:var(--ink);font-size:1.08rem;letter-spacing:-.03em}.rate-status p{margin:8px 0 0;color:var(--muted);font-size:.78rem;line-height:1.55}.calc-readout{margin-top:auto}.readout-row{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:11px 0;border-bottom:1px dashed #c9e2f6;font-size:.87rem;color:var(--muted)}.readout-row b{color:var(--ink);font-weight:700;font-size:.95rem;text-align:right}.calc-total{margin-top:22px;padding:20px;border-radius:14px;background:#fff;border:1px solid #cbe4f8;box-shadow:var(--shadow-sm)}.calc-total span{display:block;color:#4b7398;font:500 .63rem/1 var(--font-mono);letter-spacing:.12em;text-transform:uppercase}.calc-total strong{display:block;margin-top:10px;font-size:clamp(2.1rem,3.6vw,2.9rem);font-weight:800;letter-spacing:-.055em;color:var(--ink)}.calc-total strong.pending{font-size:1.35rem;color:var(--muted-soft);letter-spacing:-.03em}.calc-note{margin-top:18px;color:#5b84a8;font-size:.76rem;line-height:1.6}.calc-cta{margin-top:18px;display:flex;gap:10px;flex-wrap:wrap}@media (max-width:980px){.calc{grid-template-columns:minmax(0,1fr)}.calc-result{border-left:0;border-top:1px solid var(--line)}.dims{grid-template-columns:repeat(2,minmax(0,1fr))}}